The aftermath of a car accident isn’t just physical.
Many people experience emotional or psychological trauma long after the scene has been cleared and injuries begin to heal. These effects are just as real—and just as deserving of care and attention—as physical injuries.
If you’re struggling after an accident, you are not alone. Here is what trauma can look like, why it matters, and what steps you can take to begin healing.
Understanding Trauma After an Accident
It is common to experience a range of emotional responses following a crash, including shock, anxiety, sadness, irritability, or difficulty sleeping. For some people, these feelings fade over time. But for others, they can develop into more serious conditions, such as:
- Post-Traumatic Stress Disorder (PTSD)
- Driving anxiety or phobia
- Depression
- Panic attacks
- Ongoing sleep disturbances
These responses can interfere with your ability to work, maintain relationships, or even get behind the wheel again.
Seeking Medical Help Is Important
If you’re noticing signs of emotional distress, do not ignore them. Speak to your doctor or a mental health professional. Just like with physical injuries, early treatment often leads to better outcomes.
Common treatment approaches include:
- Therapy or counselling
- Medication to manage anxiety, depression, or sleep
- Support groups or peer counselling
There is no one-size-fits-all solution, and healing can take time. The important thing is recognizing when you need help and knowing that support is available.
Does Insurance Cover Psychological Injuries?
Yes. In Ontario, accident benefits available under your own policy may cover mental health treatment, including therapy and psychological care. This applies even if you were a passenger, cyclist, or pedestrian—not just the driver.
If your psychological trauma significantly impacts your ability to work, you may also be eligible for income replacement benefits or other forms of support.
In more serious cases, where another party’s negligence caused the accident, you may be able to pursue a legal claim for compensation related to your emotional injuries, including pain and suffering.
How a Lawyer Can Help
While emotional trauma isn’t always visible, it can have lasting effects—and it’s taken seriously under Ontario law. A personal injury lawyer can help ensure your psychological injuries are documented and included in your insurance claim or lawsuit, especially if they’ve had a major impact on your day-to-day life.
If you’re struggling after an accident—physically, emotionally, or both—you don’t have to go through it alone. Our personal injury team is here to help you understand your rights and access the support you need. Contact us at info@nelliganlaw.ca.
